Dementia Action Week: Why Early Diagnosis is Critical
From 16th May – 22nd May 2022 it is Dementia Action Week. There are an estimated 900,000 people currently living with dementia in the UK – a figure that is expected to rise to 1.4 million by 2030. One in three of us will go on to develop dementia in our lifetime, making dementia the […]
Read MoreCost Of Living Crisis Hits Unpaid Carers in the UK
Last month, Carers UK published new research indicating that just under half (45%) of carers are unable to manage their monthly expenses due to the cost of living crisis out-pricing them and no emergency increase in benefits to assist those struggling. The research, conducted on 3,300 unpaid carers, showed that 46% of those surveyed “feel […]
Read MoreAre You Covered If Your Ceiling Caves In?
A home incident such as your ceiling caving in can not only be a major inconvenience to your life – it can also be a costly repair job. In this article, we’ll take a look at whether your home insurance would cover your ceiling caving in, and what steps you should take if this happens […]
Read MoreDo I Need Insurance To Rent A Storage Unit?
Do you need to buy storage insurance when you rent a storage unit? All your questions answered here.
Read More3 Reasons Why Your Home Electrics May Be Tripping
All modern homes have a circuit breaker fuse system, located near the electricity meter or at the entrance. In case of an electrical fault, the switch trips, and the circuit is broken. Three of the most common reasons why this may happen are: Troubleshooting Steps For Identifying Causes Of Tripped Electrics If reducing the number […]
Read MoreMobility Scooter Rules On Public Transport And Roads
If you have a mobility scooter that can be driven on the roads, you’ll need to know what laws and regulations apply to you in order to keep you and those around you safe. In general, the rules for mobility scooters on the road are the same for motorists. However, there are some cautionary rules […]
Read MoreMobility Scooters And Third Party Liability Cover
Mobility scooter insurance can cover you and your scooter in the case of an accident, theft, or damage. A range of things are covered on your policy; personal accident, legal expenses, and third-party liability. In this article, we’ll be covering what exactly third-party liability cover is, and why it may be an important consideration when […]
Read MoreLatest Government Plans To Strengthen Protections For Disabled Passengers When Flying
Earlier this year, the government announced its plans to strengthen airline passenger rights, including stronger protections for disabled passengers in particular. The plans aim to make compensation easier for airline customers to claim when their flights are delayed, add more power to disputes over compensation, as well as to provide more protection for wheelchairs and […]
Read MoreWhat Support Are You Entitled To As A Carer?
A carer is someone who regularly cares for a person who is unable to take care of themselves or do some everyday tasks independently due to an illness or disability. Many carers do not see themselves as such, as they are often a spouse, parent daughter, or close friend or relative helping a loved one. […]
Read MoreHow To Protect Your Home Against Flood Damage
In 2020, the economic losses due to flooding in the UK were estimated to be about £333 million. As the climate crisis grows, so does the risk of flooding throughout the year. Despite the government pledging to spend up to £5.2bn on flood defenses over the next five years, there are still regions in the […]
Read MoreHow To Prevent Injury And Accidents In Your Role As A Carer
Being a carer is a hands-on job. Within your day-to-day tasks you may be helping to lift the person you care for in and out of bed, perhaps assisting them with tasks such as personal hygiene and getting dressed, assisting them getting into the car, and more. As such, being a carer naturally includes more […]
Read MoreWhat Type Of Property Do I Own?
What Type Of Property Do I Own? When you first look at buying a property, you are confronted with new and exciting terminologies. Words such as ‘bungalow’, ‘flat’, ‘townhouse’, ‘semi-detached’, and ‘detached house’ dominate online and store-front descriptions for a new potential home. While many of these terms may be self-explanatory, when you take the […]
Read MoreWhat Materials Are My Walls Made Of?
Home insurance offers two types of insurance, Building and Contents. Building insurance covers the structure of your home, for example, the exterior walls, and not the belongings inside. It has to cover rebuild costs should a disaster of some kind cause significant damage, either to one section of your home or, at worst, the entire […]
Read MoreWhat Grade Listing is my Property?
Listed residential buildings have special historical value, so they need special insurance to ensure their value is maintained should a disaster of some kind occur. The type of listing dictates the extent and cost of cover required to rebuild, restore, and renovate the building. Therefore, it’s essential for insurance providers to know what grade your […]
Read MoreWhat Type of Lock Do I Have?
When you take out one of our home insurance policies, we’ll ask you a few key questions to get your quotation right. In order to answer them correctly and tailor your cover to your specific needs, you may find this guide to common locks rather handy. Why Am I Being Asked to Give Such Granular […]
Read MoreHow To Keep Your Home Secure From Burglaries Over Winter
The longer and darker months of winter in the UK bring with them an increased risk of home break-ins and burglaries. In fact, the UK sees a 25% spike during the winter months which means that it’s extra important to make sure your house is secure. Protecting your home from break-ins should be a priority […]
Read MoreHow to Create an Emergency Plan for the Person You Care For
When someone relies on you on a daily basis for support and care, it can be a worrying thought to consider what would happen if you are unable to be there for any reason. Creating an emergency plan is something every carer should do in order to ensure the person you care for can always […]
Read More6 Mobility Scooter Accessories That Could Come in Handy
Mobility scooters can be a fantastic way of regaining your independence if you have a disability, injury, or mobility issues. Many people who choose to invest in a scooter find their lifestyle completely transformed for the better, with everyday activities such as a visit to the shops suddenly much easier, and more adventurous activities like […]
Read MoreHiring A Self-Employed Carer: What You Need to Know
A self-employed carer can be an excellent choice if you or a loved one is struggling to cope at home and needs additional assistance and support for their safety and independence. However, choosing this option is not without its challenges, so it’s best to ensure you are fully informed beforehand. Employing a carer for help […]
Read MoreDo Retirement Flats Need Home Insurance?
Home insurance is designed for all types of property, but if you live in a retirement flat, do you need this type of insurance? In short, it depends! There are several things to consider about home insurance for retirement flats and apartments. Below, we explain some of the main factors. What Does Home Insurance Cover? Home […]
Read MoreTips for Using Self-Storage When Travelling Abroad
Planning on an adventure in the near future? These days, long-term travel is becoming a feasible option for many more people. With the rise of working online meaning people no longer need to be tied to one particular location, many people are embracing the major benefits remote working has to offer – with the ability […]
Read MoreOver 80s Home Insurance: What To Consider
Whether you still live at home or in a warden-patrolled residence, home insurance is something to consider no matter your circumstances. If you aren’t sure whether you need it, this guide will take you through just what home insurance is and how it can help you. if you’re over 80. What Is Home Insurance? Home […]
Read MoreAssistive Technology and How It Could Promote More Independent Living
Assistive Technology is the overall term used for products and services that enable disabled people to become more independent. The Equality Act 2010 recognises assistive technology as a ‘reasonable adjustment’ that should be made available to prevent discrimination against the elderly and those with a physical or mental disability. Assistive Technology covers a wide range […]
Read More9 Tips to Keep Your Home Cool This Summer (Without Breaking the Bank!)
Homes in the UK are built to stay warm during our colder weather (which, let’s face it, is the default weather pattern here) – but the cost of that means when we get struck by a blaze of sunny weather, it’s easy for our homes to overheat. As climate change inevitably brings about weirder weather […]
Read MoreDo Home Renovations Affect Your Home Insurance Policy?
Do Home Renovations Affect Your Home Insurance Policy? Renovating your home can be a cost-effective decision as opposed to moving, but it can come with added stress and pressure with the risk that something beyond your control could go wrong. The number of people who moved house in 2017 more than halved compared to ten […]
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