As winter approaches, many mobility scooter users may reduce their usage due to colder weather and challenging conditions. However, keeping your mobility scooter insurance active during this time remains important.
Here’s why maintaining your mobility scooter insurance cover throughout the winter months can save you from unnecessary risks and costs.
Protection Against Theft and Damage
Even if you’re using your scooter less frequently, it’s still vulnerable to theft or damage while stored. The location you choose to secure your scooter in may not always be impenetrable, and the risk of accidental damage or theft remains.
Your insurance covers these potential issues (provided you park your mobility scooter in line with your policy’s requirements), giving you peace of mind even when your scooter is parked.
Unpredictable Winter Weather
Winter weather in the UK can be unpredictable. If you decide to use your scooter on a mild day, icy pavements, potholes covered by leaves, or unexpected snow could lead to accidents.
Having insurance ensures you’re covered for any mishaps that might occur due to slippery or hazardous conditions, even if you’re only using your scooter occasionally.
Maintaining Legal and Financial Protection
If you’re involved in an accident, regardless of how often you use your scooter, you could still be liable for damage or injury to others.
Mobility scooter insurance helps cover these legal and financial responsibilities, preventing potential claims or expenses that could arise unexpectedly.
Preventing Lapses in Coverage
Letting your insurance lapse during winter could mean higher costs when you renew, as continuous cover can keep your premiums stable with other insurers. It is important to note, that whilst Surewise doesn’t believe in unnecessary price increases, other insurers may do.
Re-establishing a policy later may also require inspections or additional paperwork. Keeping your insurance active ensures seamless protection without any gaps.
While you might use your mobility scooter less during the winter months, the risks associated with theft, accidents, and damage remain. Keeping your insurance coverage year-round ensures your scooter is fully protected, giving you peace of mind and avoiding potential financial consequences.
Keep yourself covered year-round with our affordable mobility scooter insurance from just £3.80, and never get caught short if something happens to your scooter.
We’re committed to ensuring the safety of all mobility scooter users on our roads – which is why we’re championing the Safer Mobility campaign.
Find out more and claim your free safety guide and reflective sticker pack today.
