Cabin Car Insurance
Cabin Cars are an effective mode of transport for those with mobility issues to ensure that they are able to have an independent lifestyle. Cabin cars, like mobility scooters, are often crucial for enabling their users to maintain independence and access the community.
Our policies cover an extensive range of cabin cars up to the value of £15,000 with third-party liability, loss, left and damage. Allowing you the opportunity to customise your policy with our add-ons and extras.
Ride your vehicle with confidence knowing you have comprehensive cabin car insurance at home and even while travelling internationally (excluding North America and Canada). Our knowledgeable customer claims and customer services team are on hand to answer any of your queries in order to make claiming fast and hassle-free.
Don’t risk spending on repairs and replacements. Protect your cabin car and get a quote today to insure your cabin car and enjoy peace of mind no matter where life takes you. Our policies ensure you can continue to maintain your freedom and independence.
What’s Covered By Cabin Car Insurance?
- Loss or Damage to Your Cabin Car
We will cover your Cabin Car in the event of an accident, malicious damage or vandalism/theft.
We also include damage from fire, storm and floods. - Recovery Costs or Full 24/7 Recovery Service
We will either cover the cost after an insured event up to £150 per claim or, if you include our 24/7 Recovery Service, we will recover you within a 20-mile radius of your home, holiday home, or vehicle.
- Keeping You Mobile
While waiting for your Cabin Car to be repaired, we cover the hire costs of an alternative scooter to keep you mobile. - Personal Accident and Legal Expenses
If something should happen and you find yourself in hospital, you can claim up to £10 a day. - Extras With Your Policy
We can also cover your Powered Wheelchair when it is locked in your car, or left outside a shop (1 hour max).
You can add a manual wheelchair to this policy for no extra cost.
Cabin Car Insurance Cover Levels
From £8.58
a month
- Third-Party Liability up to £2M
- Personal Accident up to £3000
- Personal Effects up to £250
- Alternative hire whilst your cabin car is being repaired up to £10 per day.
- International Cover 90 days per year (excluding North America and Canada).
- Legal Expenses up to £100,000
- Recovery Costs after an insured event
- Plus More (See policy wording for full details)
From £11.18
a month
- Third-Party Liability up to £2M
- Personal Accident up to £3000
- Personal Effects up to £250
- Alternative hire whilst your cabin car is being repaired up to £10 per day.
- International Cover 90 days per year (excluding North America and Canada).
- Legal Expenses up to £100,000
- 24/7 Recovery service available within a 20-mile radius of your home or holiday accommodation!
- Plus More (See policy wording for full details)
From £12.63
a month
- Third-Party Liability up to £2M
- Personal Accident up to £3000
- Personal Effects up to £250
- Alternative hire whilst your cabin car is being repaired up to £10 per day.
- International Cover 90 days per year (excluding North America and Canada).
- Legal Expenses up to £100,000
- 24/7 Recovery service available within a 20-mile radius of your home or holiday accommodation
- Puncture Care Cover
- Key Cover
- Plus More (See policy wording for full details)
Please note these prices are based on a cabin car up the value of £500. We offer policies for cabin cars up to the value of £15,000.
What’s Not Covered?
- Wear and tear
- Batteries
- Vehicles which are capable of exceeding 8mph (unless a limiter has been fitted)
- Cabin Cars that are stored uncovered outside overnight even if locked and secured
Why Choose Surewise?
1
Our Prices
Being able to offer the most comprehensive cover at the lowest price is our top priority.
2
Our Product
Our close relationship with our underwriters, sagic, allows us to create specialist insurance products and provide an ethical claims-handling process.
3
Transparency
We offer pro-rata refunds, so you can cancel your policy within a minimum of 30 days’ notice and receive a refund.
4
Easy Payment Options
Options to pay with credit or debit cards, including AmEx, by Google Pay or Apple Pay, either online or by telephone. You can decide whether to pay for your policy annually or monthly.
5
At Your Service
Our dedicated team of customer service agents are based in Essex, so you can always talk to an expert about your policy.
Can I Customise My Cabin Car Policy?
We take pride in ensuring that our customers are catered for with the best cover to suit them.
In order to make sure your policy is the best price, we allow you to set the exact value of your powered wheelchair up to a figure of £15,000.
Your policy can then have further additions such as…
Puncture Care to cover the cost of tyre repair or replacement caused by accidental or malicious damage, with reimbursement for UK call-out costs also included.
Breakdown Cover and Recovery to protect you against unexpected breakdowns and provide a recovery vehicle, 24/7 365 days a year. Note, all policies provide cover for breakdown and recovery costs after an insured event but without the optional full Breakdown and Recovery extra, you are expected to arrange this yourself.
Key Cover to cover the cost of replacement keys or locksmith assistance for your scooter, home and car key.
Important bits to know
It is important to note there is a 7-day waiting period (moratorium) after or from your start date before you are able to make a claim on your cabin car insurance policy.
In the event of an incident likely to result in a claim, please call us on 01268 200020. You can also email [email protected].
Our Underwriters
Our mobility scooter insurance is underwritten by The Salvation Army General Insurance Corporation Ltd (sagic). Sagic are owned by The Salvation Army and support the diverse work of the renowned global charity. This means when you buy a policy, you will help fund vital community projects across the UK.
